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SCHEDULE A MEETING

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TFRA DOES WHAT THE OTHERS DON'T.

No Stock Market Risk

Penalty-Free Access to Your Money

No Contribution Limits

No Age Restrictions

No Withdrawal Penalties (Loans)

Market Returns

Money Grows Tax-Free

Tax-Free Retirement Income

No RMD's

Death Benefits & Living Benefits

Minimal Fees If Structured Properly

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MARKET VOLATILITY IS DRIVING AMERICANS TO CHALLENGE CONVENTIONAL ADVICE

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